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INSURANCE PROGRAMS
INDIVIDUALS
WHY CHOOSE US
A different approach, to the insurance sector.
At Financialist, we offer a wide range of financial planning services to help you achieve your goals. Whether you're looking to plan for retirement, save for your child's education, or protect your family with life insurance, we've got you covered. Our services are tailored to your unique needs and circumstances, and our team of certified financial planners is here to guide you every step of the way.
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What is financial life planning?Financial life planning is a holistic approach to managing personal finances that considers an individual's values, goals, and life stages. Financial life planning is crucial as it enables individuals to maintain control over their finances, prepares them for unexpected life events, and helps them make informed decisions to achieve their goals. It focuses on increasing prosperity and the ability to achieve personal goals, rather than just focusing solely on numbers. The primary goals of financial life planning are to identify current financial circumstances, priorities, ambitions & dreams, allowing the advisor to concurrently create a comprehensive financial plan that enables individuals to live a meaningful and quality life.
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What are the factors that contribute to the calculation of health insurance?The insurance premiums are calculated based on the following indicative factors: The cost of medical care, which is associated with the continuous development of recognized medical methods and practices applied to prevention, diagnosis and treatment The frequency of covered incidents The average compensation cost of covered incidents The age of the insured The permanent residence status of the insured
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How often can the company adjust premiums on health insurance plans?On each annual anniversary of the contract.
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Are «bewell» health insourance plans discounted?Yes, family discounts and discounts based on payment method and frequency are available.
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Are there different types of life insurance?Yes, there are. Lifetime Cash Value Life Insurance Simple Annual Term Life Insurance Simple Life Insurance Simple Reduced Capital Life Insurance Accident Life Insurance
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How much does life insurance cost?The premiums are very affordable! For a simple annual life insurance, a person aged 40, an office worker, who wants an insured capital of €50,000, the cost is €10.11/month*. *each program is adapted to the needs of each interested party.
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What is the minimum and maximum premium a customer can pay into a pension scheme?Annual premiums start at €600 with no upper limit.
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How often are premiums paid?It is possible to choose quarterly, semi-annual and annual premium payment frequency, depending on the customer's desire.
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What will the insured get at the end of a pension plan?At the end, the customer will receive the L.E.A., one-time or in predetermined installments.
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When can the customer proceed with the purchase of his contract?The buyout can be done after the first year of the contract.
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Which companies can be insured in the General liability plans available at INTERAMERICAN?Under INTERAMERICAN's General Liability plans, businesses such as shops, tutoring schools, educational institutions, playgrounds, hair salons, beauty salons, cinemas, theaters, etc. can be insured.
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Why should a business be insured for General Civil Liability?Every business must be insured for General Civil Liability, even if the Company's registered office is the residence. Thus, the entrepreneur and/or the private individual is covered in the event that due to his own negligence or omission and/or the persons acting on his behalf, they cause damage to any third party.
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What is covered by General Liability insurance?The monetary satisfaction that the Insured is obliged to pay to third parties, for damages caused to them by his fault and/or by the persons acting on his behalf, is compensated.
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